Mediquotes.us Terms of use
- ACCEPTANCE OF TERMS OF USE
Please review these Terms of Use (together with our Privacy Policy, the
"Agreement"). , (" ", "mediquotes.us", "we" or "us"), is the owner and operator
of the mediquotes.us website (together with all content, tools and services
provided on or in connection with such website, the "Website"). You must be a
resident of the United States (including its territorial possessions) and at
least eighteen (18) years of age to access and use the Website. By accessing,
browsing or using this Website, or any page thereof, through any direct or
indirect means, or by using the tools, forms or services offered in or through
the Website, you accept and agree to be legally bound by these Terms of Use and
the Agreement. THIS AGREEMENT CONTAINS AN AGREEMENT TO ARBITRATE ALL CLAIMS, A
PROHIBITION OF CLASS AND REPRESENTATIVE ACTIONS AND NON-INDIVIDUALIZED RELIEF,
AND CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY (Sections 5 and 8). These
provisions form an essential basis of our bargain. If you do not agree to these
terms and conditions, you are not authorized to access or use the Website and
you are to cease accessing or otherwise using the Website. For purposes of this
Agreement, "you" or "your" means the person(s) using the Website and/or any
tools, forms or services offered in or through the Website. If you are using the
Website on behalf of an employer or other entity, you represent and warrant that
you have the authority to bind such entity to the Agreement. mediquotes.us shall
have the right at any time to change or discontinue any aspect or feature of the
Website and the right to modify the terms and conditions applicable to users of
the Website, including these Terms of Use, or any part hereof. Such changes,
modification, additions or deletions shall be effective immediately upon posting
on the Website. When we post changes to these terms of use OR our PRIVACY
POLICY, we will revise the "last updated" date at the top of the applicable
document. Accordingly, you should periodically check the "last updated" date at
the top of each document so that you can familiarize yourself with any changes.
Any use by you of the Website or the tools, forms or services offered in or
through the Websites following such posting shall be deemed to constitute
acceptance of such changes.
- PRIVACY POLICY
Please review our Privacy Policy, which is hereby incorporated by reference into
this Agreement, for detailed information about our policies and practices applicable
to the information that is collected through the Website or received directly from
you, including the sharing of such information with third parties and its use for
advertising and other purposes. By accessing or using the Website, you consent to
the collection, storage, use and disclosure of your information as described in the
Privacy Policy (as it may be changed from time to time, as described more fully in
the Privacy Policy).
- MATCHING TOOLS AND SERVICES
Our Website provides tools and services to help you find insurance coverage or
quotes for insurance coverage, all of which are provided by third parties
unaffiliated with mediquotes.us (collectively, "Insurers"). "Insurers" include
insurance companies, mediquotes.us's marketing partners, and affiliates or finders
working on behalf of insurance companies, with whom we may share your information
(as described in our Privacy Policy) for the purpose of enabling you to find
affordable insurance coverage. You may be able to access these products and services
when you complete a request or submit your zip code or other information and either
(i) get matched with potential Insurers who will respond with quotes or conditional
offers for products or services, or (ii) get provided with the name and information
about potential Insurers who may able to respond with the requested products or
services or information about the requested products or services without any quotes
or offers. The Insurers that can provide you with insurance quotes or conditional
offers may not respond with offers until they obtain additional information from
you. You may not be matched with the Insurer making any specific quote or offer.
Although mediquotes.us is compensated by its network of Insurers when we display
advertisements for their products to you and/or when you respond to a quote or offer
for insurance or another product from a Insurer on our Website, mediquotes.us is not
a provider of insurance, is not acting as an Insurer or broker, and does not make
any decisions in connection with the underwriting or offering of any insurance
products. Any compensation from Insurers is payment for mediquotes.us's services,
tools and facilities. Your use of the Website and/or mediquotes.us's services
constitutes your agreement with this compensation arrangement. mediquotes.us does
not endorse or recommend the products of any particular Insurer. Nor is
mediquotes.us an agent of you or any Insurer. Our services are only administrative.
You should rely on your own judgment in deciding which available insurance policy or
other product, terms and Insurer best suits your needs and financial means. The
Insurer is solely responsible for its products and services, and you agree that
mediquotes.us shall not be liable for any damages or costs of any type arising out
of or in any way connected with your use of such products or services. You
understand that Insurers may keep your insurance request information and any other
information provided by mediquotes.us or received by them in the processing of your
request, whether or not you are qualified for insurance with them or if you obtain
insurance from them. You agree to notify any particular Insurer directly if you no
longer want to receive communications from them. mediquotes.us is not responsible
for any errors or delays in responding to a request or referral form caused by,
including but not limited to, an incorrect email address provided by you or other
technical problems beyond our reasonable control. The Website and the products and
services provided or advertised on the Website may not be available in all states,
and the availability of such services and the products offered on the Website may
change from to time without notice. Insurers are not attempting to offer insurance
outside of their authorized states or country by participating in and offering their
products on the Website. Insurers may discontinue, suspend or terminate the offering
of any insurance or other product in any specific state through the Website at any
time, without prior notice. The information provided by whether on this website or
discussed during any call does not represent a guarantee of coverage or specific
payment. All insurance plans are subject to the terms, conditions and limitations of
the specific policy issued, including, but not limited to, eligibility,
pre-certification, exclusions and limitations, and medical necessity requirements.
For further information on a policy and its limitations, please call . The data and
other information you may provide mediquotes.us is not, and is not treated as, an
application for insurance or a request to be pre-approved, pre-qualified or any
similar concept. mediquotes.us does not guarantee acceptance into any particular
insurance program or specific terms or conditions with any Insurer; insurance
approval standards are established and maintained solely by individual Insurers.
Likewise, mediquotes.us does not guarantee that the insurance terms or rates offered
and made available by Insurers are the best terms or lowest rates available in the
market. An Insurer's offer may be subject to market conditions, approval and
qualification (including review of your driving record). The rates and fees actually
provided by Insurers may be higher or lower depending on your complete profile and
other considerations used by Insurers, such as your driving record. Unless expressly
stated in writing, nothing contained herein shall constitute an offer or promise for
an insurance commitment or a rate lock-in agreement. Insurers may not offer all
products as well as not offer products in all states. You might not be matched with
the Insurer making any specific offer. To help the government fight identity theft,
the funding of terrorism and money laundering activities, and to help attempt to
verify your identity, Insurers may obtain, verify and record information that
identifies each person who applied for or obtain insurance from them. For example,
they may ask for your name, Social Security Number or driver's license number,
address, date of birth, and other important information, that will allow proper
identification of you. During the Insurer application process, they may also ask to
see additional information. mediquotes.us does not charge you a fee for its service
in matching you with Insurers. By clicking on any button indicating an acceptance or
agreement to terms, a continuance of processing, a request for quotes or any other
submission ("submission"), you understand that you are agreeing to the stated terms
and conditions of that submission and that you are submitting an inquiry as to
insurance or another product through mediquotes.us to each of the Insurers to whom
your request is transmitted. You agree that by providing your telephone number in
any submission within 's webpages that you are providing your signature expressly
consenting to receive calls, emails, postal mail, text messages, and other forms of
communication from up to eight companies such as these companies including calls
made with an automatic telephone dialing system or prerecorded voice to the wireless
or residential telephone number you provided even if you are on a state or federal
Do Not Call registry. You acknowledge and understand that your wireless carrier may
impose charges for these calls or texts and consent to receive communications is not
a condition of purchase. You may revoke your consent at any time. By including your
email in any submission, you are extending an express invitation to each Insurer you
have been matched with to contact you by email at any email address you provided (in
this case, any such email from an Insurer will not be considered spam or
unauthorized by any local, state or federal law or regulation). For any service, you
represent that all of the information you have provided in your submission is true
and complete. mediquotes.us seeks to provide you multiple insurance quotes through
its network of unaffiliated Insurers. By submitting information on an insurance
request form or similar form, you authorize us to provide such information to
Insurers in order to help you complete your request. Additionally, by submitting a
request for insurance, you authorize the Insurers to verify the accuracy and
authenticity of all information supplied by you, both internally and with the
assistance of unaffiliated third parties. To determine which Insurers may be matched
with you, Insurers provide to us criteria about the type of insurance and the type
of customer (for example, state of residence) in which the Insurer is interested.
mediquotes.us will provide your information to Insurers whose criteria match your
profile. Where it is discovered that you do not meet certain Insurers' criteria or
you do not qualify for their products, you also authorize us to provide your
information to other Insurers whose criteria match your profile and whose products
we feel might be of help in completing your request.
- PROPRIETARY RIGHTS AND LICENSES
You are granted a limited, non-transferable, non-sublicensable, non-exclusive,
revocable license to use and display the contents of the Website on a single
computer solely for your personal use (and not for commercial resale or
redistribution) to find insurance and other products or services featured on the
Website. All other rights are hereby reserved. "mediquotes.us" and the mediquotes.us
logo are service marks owned by . Other product and company names mentioned herein,
including the names of Insurers, may be the trademarks of their respective owners.
Nothing on the Website should be construed as granting, by implication, estoppel or
otherwise, any license or right to use any service mark or trademark (individually
and collectively, "Mark" or "Marks") displayed on the Website, without the prior
written permission of mediquotes.us or the applicable Mark holder specific for each
such use. The Marks may not be used to disparage mediquotes.us, the Insurers, the
applicable third party or the products or services of such parties, nor shall they
be used in any manner that may damage any goodwill in the Marks. The Website
contains copyrighted material, trademarks and other proprietary information of
mediquotes.us and/or its Insurers, including, but not limited to, text, software,
photos, video, graphics, music and sound, and the entire contents of the Website are
copyrighted as a collective work under the United States copyright laws.
mediquotes.us owns a copyright in the selection, coordination, arrangement and
enhancement of such content, as well as in the content original to it. You may not
modify, publish, transmit, participate in the transfer or sale of, create derivative
works of, or in any way exploit, any of the content, in whole or in part. Nor may
you reverse engineer, decompile or disassemble, or make any derivative works based
on, the Website or the software or technology used in the Website (including any
customization, translation, or localization). Except as otherwise expressly
permitted under copyright law, no copying, redistribution, retransmission,
publication or commercial or non-commercial exploitation of material from the
Website will be permitted without the express written permission of mediquotes.us
and the copyright owner (if different from mediquotes.us). Elements of the Website
are protected by trade dress, trademark, unfair competition, and other state and
federal laws and may not be copied or imitated in whole or in part, by any means,
including but not limited to, the use of framing or mirrors. We grant you a
revocable right to create a link to the home page of this Website. You will not
state or imply that you or any website on which you place such a link, or any of its
pages, are endorsed by, sponsored by or affiliated or associated with this Website
or mediquotes.us. Nor may you make any representations or warranties, express or
implied, with respect to this Website or any products or services available hereon,
or any statements that are inconsistent with the Agreement.
- DISCLAIMERS AND LIMITATIONS OF LIABILITY
mediquotes.us intends that the information contained in the Website be accurate and
reliable; however, errors sometimes occur. In addition, changes and improvements to
the information provided herein may be made by mediquotes.us at any time. Under no
circumstances will mediquotes.us be liable for any loss or damage caused by your
reliance on information obtained through the Website. It is your responsibility to
evaluate the accuracy, completeness or usefulness of any information, opinion,
advice or other content available through the Website. THE WEBSITE AND THE
INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS
IS." mediquotes.us AND/OR ITS INSURERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER
EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITE AND ANY
INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT
LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, SECURITY, FREEDOM FROM VIRUSES AND NONINFRINGEMENT. USE OF THE
WEBSITE AND/OR mediquotes.us's SERVICES IS AT YOUR OWN RISK. mediquotes.us AND/OR
ITS INSURERS AND SUPPLIERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN
ANY WAY CONNECTED WITH THE USE OR THE INABILITY TO USE THE WEBSITE AND/OR
mediquotes.us's SERVICES OR WITH THE DELAY OR INABILITY TO USE THE WEBSITE, OR FOR
ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEBSITE
(INCLUDING BUT NOT LIMITED TO RELIANCE BY YOU ON ANY INFORMATION OBTAINED AT THE
WEBSITE), OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, ERRORS, DEFECTS,
VIRUSES, WORMS, TROJAN HORSES, OR OTHER HARMFUL CODE OR COMPUTER PROGRAMMING
ROUTINES, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS
BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF mediquotes.us AND/OR
ITS INSURERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO
NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES AND CERTAIN LIMITATIONS OF LIABILITY,
SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
- INDEMNITY
As a condition of use of the Website and/or mediquotes.us's services, you agree to
indemnify mediquotes.us and its affiliates, suppliers and Insurers, and its and
their respective members, managers, directors, officers and employees, from and
against any and all liabilities, expenses (including reasonable attorneys' fees),
claims and damages arising out of your use of the Website, including without
limitation any claims alleging facts that if true would constitute a breach by you
of the Agreement.
- LINKS TO THIRD-PARTY WEBSITES
The Website may contain links to websites maintained by third parties. Such links
are provided for your convenience and reference only. mediquotes.us does not operate
or control in any respect any information, software, products or services available
on such websites. mediquotes.us's inclusion of a link to a website does not imply
any endorsement of the services or the website, its contents, or its sponsoring
organization. mediquotes.us is not responsible for the accuracy or content of the
information provided by any third-party website, nor is it liable for any direct or
indirect technical or system issues arising out of your access to or use of
technologies or programs available through that website.
- AGREEMENT TO ARBITRATE
This arbitration agreement includes claims related to our clients, vendors, and
Marketing Partners, which are third party beneficiaries of this arbitration
agreement. You and we each agree that any and all disputes or claims that relate to
or arise from your use of or access to our Services, or any products or services
sold, offered, or purchased through our Services shall be resolved exclusively
through final and binding arbitration, rather than in court, except that you may
assert claims in small claims court, if your claims qualify. The Federal Arbitration
Act governs the interpretation and enforcement of this Agreement to Arbitrate
section (this "Agreement to Arbitrate"). Prohibition of Class and Representative
Actions and Non-Individualized Relief You and we agree that each of us may bring
claims against the other only on an individual basis and not as a plaintiff or class
member in any purported class or representative action or proceeding, including but
not limited to actions under the Telephone Consumer Protection Act, 47 U.S.C. § 227
et seq. Unless both you and us agree otherwise, the arbitrator may not consolidate
or join more than one person's or party's claims, and may not otherwise preside over
any form if a consolidated, representative, or class proceeding. The arbitrator may
award relief, including monetary, injunctive, and declaratory relief, only in favor
of the individual party seeking relief and only to the extent necessary to provide
relief necessitated by that party's individual claim(s). Any relief awarded cannot
affect our other users. Arbitration Procedures The arbitrator, and not any federal,
state, or local court or agency, shall have exclusive authority to resolve any
dispute arising out of or relating to the interpretation, applicability,
enforceability or formation of this Agreement to Arbitrate, any part of it, or of
this Agreement including, but not limited to, any claim that all or any part of the
Agreement to Arbitrate or this Agreement is void or voidable. The arbitration will
be conducted by the American Arbitration Association ("AAA") under its rules and
procedures, including the AAA's Supplementary Procedures for Consumer-Related
Disputes (as applicable), as modified by this Agreement to Arbitrate. The AAA's
rules and a form for initiating arbitration proceedings is available on the AAA's
site at http://www.adr.org. The arbitration shall be held in the county in which you
reside or at another mutually agreed location. If the value of the relief sought is
$10,000 or less, you or we may elect to have the arbitration conducted by telephone
or based solely on written submissions, which election shall be binding on you and
us subject to the arbitrator's discretion to require an in-person hearing, if the
circumstances warrant. Attendance at an in-person hearing may be made by telephone
by you and/or us, unless the arbitrator requires otherwise. The arbitrator will
decide the substance of all claims in accordance with the laws of the State of
Delaware, including recognized principles of equity, and will honor all claims of
privilege recognized by law. The arbitrator shall not be bound by rulings in prior
arbitrations involving our other users, but is bound by rulings in prior
arbitrations involving the same user to the extent required by applicable law. The
arbitrator's award shall be final and binding and judgment on the award rendered by
the arbitrator may be entered in any court having jurisdiction thereof. This
arbitration provision shall survive termination of this Agreement to Arbitrate and
the closing of your Account or your use of or access to our Services, or any
products or services sold, offered, or purchased through our Services. Costs of
Arbitration
Payment of all filing, administration and arbitrator fees will be governed by the
AAA's rules, unless otherwise stated in this Agreement to Arbitrate. If the value of
the relief sought is $10,000 or less, at your request, we will pay all filing,
administration, and arbitrator fees associated with the arbitration. Any request for
payment of fees by us should be submitted by mail to the AAA along with your Demand
for Arbitration and we will make arrangements to pay all necessary fees directly to
the AAA. If the value of the relief sought is more than $10,000 and you are able to
demonstrate that the costs of arbitration will be prohibitive as compared to the
costs of litigation, we will pay as much of the filing, administration, and
arbitrator fees as the arbitrator deems necessary to prevent the arbitration from
being cost-prohibitive. In the event the arbitrator determines the claim(s) you
assert in the arbitration to be frivolous, you agree to reimburse us for all fees
associated with the arbitration paid by us on your behalf, which you otherwise would
be obligated to pay under the AAA's rules. Costs of Arbitration
Payment of all filing, administration and arbitrator fees will be governed by the
AAA's rules, unless otherwise stated in this Agreement to Arbitrate. If the value of
the relief sought is $10,000 or less, at your request, we will pay all filing,
administration, and arbitrator fees associated with the arbitration. Any request for
payment of fees by us should be submitted by mail to the AAA along with your Demand
for Arbitration and we will make arrangements to pay all necessary fees directly to
the AAA. If the value of the relief sought is more than $10,000 and you are able to
demonstrate that the costs of arbitration will be prohibitive as compared to the
costs of litigation, we will pay as much of the filing, administration, and
arbitrator fees as the arbitrator deems necessary to prevent the arbitration from
being cost-prohibitive. In the event the arbitrator determines the claim(s) you
assert in the arbitration to be frivolous, you agree to reimburse us for all fees
associated with the arbitration paid by us on your behalf, which you otherwise would
be obligated to pay under the AAA's rules. Confidentiality
The arbitration proceedings and arbitration award shall be maintained by the parties
as strictly confidential, except as is otherwise required by court order or as is
necessary to confirm, vacate or enforce the award and for disclosure in confidence
to the parties' respective attorneys, tax advisors and senior management and to
family members of a party who is an individual. Severability With the exception of
any of the provisions in of this Agreement to Arbitrate ("Prohibition of Class and
Representative Actions and Non-Individualized Relief"), if an arbitrator or court
decides that any part of this Agreement to Arbitrate is invalid or unenforceable,
the other parts of this Agreement to Arbitrate shall still apply. If an arbitrator
or court decides that any of the provisions in Section 1 of this Agreement to
Arbitrate ("Prohibition of Class and Representative Actions and Non-Individualized
Relief") is invalid or unenforceable, then the entirety of this Agreement to
Arbitrate shall be null and void. The remainder of the Agreement and its Legal
Disputes Section will continue to apply
- WEBSITE PROVIDED FROM THE UNITED STATES
If you are using the Website from outside the United States, please be aware that
your information will be transferred to, stored and processed in the United States
where our servers are located and our central database is operated. The data
protection and other laws of the United States and other countries might not be as
comprehensive as those in your country. By using the Website, which is provided
exclusively from the United States, you hereby consent to the transfer of your
information to the United States and its collection, storage, sharing and use as
described in our Privacy Policy. You further agree that all transactions relating to
the Website shall be deemed to have occurred in the United States. Those who access
or use the Website from other jurisdictions do so at their own volition and are
responsible for compliance with all local laws, statutes, rules, regulations and
codes.
- OTHER TERMS
This Agreement (which hereby incorporates by reference any other provisions
applicable to use of the Website, including, but not limited to, any supplemental
terms governing the use of certain specific material contained in the Websites)
constitutes the entire agreement between you and mediquotes.us with respect to the
Website and it supersedes all prior or contemporaneous communications, promises and
proposals, whether oral, written or electronic, between you and mediquotes.us with
respect to the Website and information, software, products and services associated
with it. A printed version of this Agreement and of any notice given in electronic
form shall be admissible in judicial or administrative proceedings based upon or
relating to this Agreement to the same extent and subject to the same conditions as
other business documents and records originally generated and maintained in printed
form. All terms of the Agreement shall survive any termination hereof, except for
those terms (like licenses) that are revocable or, by their context, are not
intended to survive termination. We shall not be responsible for any errors, failure
to perform or delay in performance of any obligation hereunder due to labor
disturbances, accidents, fires, floods, telecommunications or Internet failures,
strikes, wars, riots, rebellions, blockades, acts of government, governmental
requirements and regulations or restrictions imposed by law, acts or failures of
third-party service providers or other third parties, or any other similar
conditions beyond our reasonable control. You agree that no joint venture,
partnership, employment or agency relationship exists between you and mediquotes.us
or any of our affiliates as a result of this Agreement or your use of the Website.
Neither the course of conduct between the parties nor trade practice shall act to
modify any provision of this Agreement. All notices, demands and other
communications hereunder shall be in writing and shall be effective upon receipt,
provided that we may provide notice to you by posting announcements on the Website
or sending an e-mail to you at any e-mail address you have on file with us. Any such
e-mail notice to you will be deemed given on the day it is sent. Except as specified
in the next sentence, all notices to us of a legal nature shall be in writing and
shall be sent by certified first-class U.S. mail, return receipt requested, to: ,
LLC, 1035 NE 125th ST, Suite 310, North Miami, FL 33161. All notices regarding
copyright or other intellectual property infringement issues shall be sent in
accordance with our intellectual property policy described in the section entitled
"Copyright and Other Intellectual Property Infringement" below. If you have any
questions about the Agreement, or if you need to notify us about a non-legal matter,
then contact us through the "Contact Us" form on the Website. This Agreement is not
assignable by you, except by operation of law; mediquotes.us may assign its rights
under this Agreement without condition. This Agreement will be binding upon and will
inure to the benefit of the parties, their successors and permitted assigns.
- COPYRIGHT AND OTHER INTELLECTUAL PROPERTY INFRINGEMENT
As mediquotes.us asks others to respect its intellectual property rights, it
respects the intellectual property rights of others, and requires its users to do
so. If you are a copyright owner or an agent thereof and believe that any
third-party content on the Website infringes upon your copyrights, you may submit a
notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing
our Copyright Agent with the following information in writing (see 17 U.S.C §
512(c)(3) for further detail): A physical or electronic signature of a person
authorized to act on behalf of the owner of an exclusive right that is allegedly
infringed; Identification of the copyrighted work claimed to have been infringed,
or, if multiple copyrighted works on or available through our Website are covered by
a single notification, a representative list of such works at those locations;
Identification of the material that is claimed to be infringing or to be the subject
of infringing activity and that is to be removed or access to which is to be
disabled and information reasonably sufficient to permit mediquotes.us to locate the
material; Information reasonably sufficient to permit us to contact you, such as an
address, telephone number, and, if available, an electronic mail address; A
statement that you have a good faith belief that use of the material in the manner
complained of is not authorized by the copyright owner, its agent, or the law; and A
statement that the information in the notification is accurate, and under penalty of
perjury, that you are authorized to act on behalf of the owner of an exclusive right
that is allegedly infringed. mediquotes.us's designated Copyright Agent to receive
notifications of claimed infringement is Copyright Agent, address: 1035 NE 125th ST,
Suite 310, North Miami, FL 33161. For clarity, only DMCA notices should go to the
Copyright Agent; any other feedback, comments, requests for technical support, and
other communications should be directed to mediquotes.us customer service. You
acknowledge that if you fail to comply with all of the requirements of this Section,
your DMCA notice may not be valid. In the event that you believe mediquotes.us
removed any of your content in response to a false notice of copyright infringement,
you should notify mediquotes.us promptly in writing pursuant to the DMCA, at the
mailing address provided above. Such notification should include: Your physical or
electronic signature; Identification of the content that has been removed or to
which access has been disabled and the location at which the content appeared before
it was removed or disabled; A statement that you have a good faith belief that the
content was removed or disabled as a result of mistake or a misidentification of the
content; and Your name, address, telephone number, and e-mail address, a statement
that you consent to the jurisdiction of the state of Delaware, and a statement that
you will accept service of process from the person who provided notification of the
alleged infringement. Furthermore, you should include a clear statement of your
acceptance of process pertaining to the notifying party or the agent of the party as
defined in DMCA § 512(c)(1)(C). If a counter-notice is received by the Copyright
Agent, mediquotes.us may send a copy of the counter-notice to the original
complaining party informing that person that it may replace the removed content or
cease disabling it in ten (10) business days. Unless the copyright owner files an
action seeking a court order against the content provider or user, the removed
content may be replaced, or access to it restored, in ten (10) to fourteen (14)
business days or more after receipt of the counter-notice, at our sole and absolute
discretion. mediquotes.us has a policy of terminating the account of, or denying
access or use of the Website to, in its sole and absolute discretion, any user who
repeatedly infringes the copyrights or other intellectual property rights of others.
If you believe that any of your intellectual property rights other than copyrights
have been infringed (for example, if you believe that any product listed on the Site
is infringing your trademarks), please e-mail mediquotes.us at info@mediquotes.us.
mediquotes.us reserves the right, in its sole and absolute discretion, to suspend or
terminate the account of any user who infringes the intellectual property rights of
mediquotes.us or others, and/or to remove, delete, edit or disable access to such
person's User Content. mediquotes.us shall have no liability for any action taken
pursuant to this Section.
- VOICE RECORDING AND MONITORING CONSENT
You agree and consent that may record or monitor oral or voice communications,
utterances, and conversations or commands made by you during any calls you make to
as permitted by 18 U.S.C. §§ 2511 et seq., Cal. Penal Code § 632 et seq., and other
state laws that regulate call monitoring and recording. By calling , you expressly
consent and grant it the right to record or monitor and use this information in
connection with RSI and for the purposes set out in the Privacy Policy. is under no
obligation to monitor or record its services for accuracy, completeness, or quality.
- HEALTH INFORMATION
The health information on this website is provided by solely for informational
purposes. It is not meant to provide medical advice tailored to you in any way. It
does not constitute medical advice and is not intended to be a substitute for proper
medical care provided by a physician. assumes no responsibility for any
circumstances arising out of the use, misuse, interpretation or application of any
information supplied on this website. Always consult with your doctor for
appropriate examinations, treatment, testing, and care recommendations. Do not rely
on information on this site as a tool for self-diagnosis.
- POLICY REGARDING USER CONTENT
provides this website as a benefit to its users, and strives to make this online
forum safe for all users. has developed the following policies regarding the removal
of user content from this website. As a user of this website, you agree to follow
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